Now that we've surpassed the first quarter of our savings goal... it's all about staying motivated. I've done a couple things to keep myself motivated along the journey. We drew out a chart to cross off every $1000 we saved + gained so every time I colour in a few rows I usually feel pretty … Continue reading Staying Motivated
I know there's a few people that talk about financial independence being f u money and I'm beginning to see it that way lately. Due to unexpected circumstances I've been working 6-7 day weeks from December or so until a couple weeks ago and I've reached my boiling over point. Ironically, it's not until I … Continue reading FU Money
Since we no longer use cash for anything I can easily see where all the money goes at the end of the month. Before I found if I had paid cash it was like the expense was completely forgotten about. When I use a card I've got the written reminder that I can't forget about. … Continue reading Tangerine MC
Happy February! Today was a zero spend day- (apart from the 1st of the month auto bills) I recently calculated our savings rate and it's 45% which is even higher than I'd hoped for so I'm pretty happy overall but at the same time if we can achieve 45% with minimal (if any) lifestyle interruption … Continue reading So February begins
I think this needs to be said more in our circles of people pursuing financial freedom because when your working towards a goal we have tendency to want to rush the journey. In reality we won't get any time back whether we are financially independent or not, or kids will never be the same age … Continue reading Enjoy the moment
This is the place where I feel like I struggle the most to save money. I'm picky about what we eat - organic produce & sprouted grains, grass fed meat and dairy. So it's an ongoing battle of how to save money without compromising on quality. The Success this month has been avoiding lunches and … Continue reading Groceries
Minimalism is a movement where people are clearing out clutter and living with just what they consider to be necessary or items that truly bring them happiness or joy ( as the magical art of tidying up book would say). The more I read about minimalism and the more I read about using frugality to … Continue reading Minimalism: How to want less stuff
About a year and a half ago, we'd sold our small home with the intention of purchasing something bigger & "better" and along with it came a near million dollar price tag that just seemed to be the norm in our city with some of the highest costs of living in Canada. Eventually the self realization … Continue reading The Beginning..