Tangerine MC

Since we no longer use cash for anything I can easily see where all the money goes at the end of the month. Before I found if I had paid cash it was like the expense was completely forgotten about. When I use a card I've got the written reminder that I can't forget about. … Continue reading Tangerine MC

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So February begins

Happy February! Today was a zero spend day- (apart from the 1st of the month auto bills) I recently calculated our savings rate and it's 45% which is even higher than I'd hoped for so I'm pretty happy overall but at the same time if we can achieve 45% with minimal (if any) lifestyle interruption … Continue reading So February begins